With MeDirect Bank (Malta) plc, planning and saving for your future has never been easier, more efficient, or more reliable. Our team of financial planning consultants can give you the information you need to make the right decisions in order to achieve your financial goals, whether you are looking for a personal or a business account.
We provide our customers with different solutions, individually developed to accommodate different goals. Our savings accounts include a wide variety of instant access accounts, notice accounts, and term deposit accounts. The Depositor Compensation Scheme covers all deposit accounts at MeDirect.
MeDirect’s notice accounts - the Me Accounts - pay interest twice a year and require no minimum deposit. These accounts are available in Euro and GBP and provide customers with the convenience of having access to their funds within a stipulated notice period.
We also offer fixed-term deposit accounts in various currencies with interest rates starting from 0.50% to 3.25% per annum. You can choose the term that best suits you, with fixed terms ranging from one to five years with a minimum deposit of 5,000 in the currency of denomination. Interest is paid into your savings account at your desired frequency.
When it comes to wealth management, our tailor-made investment solutions and advisory service assist our customers to achieve their financial goals. Our experts will assess your financial situation, investment, and financial goals as well as your risk preference and recommend an investment portfolio to match your needs.
Customers can also invest in one of our Model Portfolios starting from €5,000. These portfolios consist of a blend of investments designed by MeDirect in collaboration with Morningstar - one of the leading independent investment research firms worldwide. Via our online platform, we offer you the possibility to monitor your investments 24/7, whilst also providing you with access to local and international stock exchanges for online trading. Our platform also gives you the opportunity to invest in a number of Mutual Funds and ETFs.