Lost your luggage? Got involved in a car accident? Need to undergo a costly medical treatment? Has your house suffered fire damage? You may not be able to avoid an unforeseen incident but you can avoid the financial burdens, which you can end up with if you have no insurance coverage.

It only takes one unexpected circumstance to crack your sound foundation, so discover the number of trustworthy risk insurance brokers on Yellow and protect yourself, your belongings and your home or business. Any accident you endure, you can rest assured you'll have your back covered and you'll get your life back in order in no time.

Why buy insurance from an insurance broker?

There's a large number of insurance companies and insurance intermediaries around Malta and Gozo and it may be overwhelming to find the right one. So why not buy insurance from an insurance broker? A broker's main priority is the buyer's needs and interests, rather than those of a company. Seeing as he represents the general public, he doesn't attempt to sell one company's policy, but reviews the portfolio of policies and evaluates which one suits your needs best. Insurance brokers offer a tailored service to anyone in need of protective coverage: they will assess your needs, provide you with unbiased options and present you with the solution which is most cost effective and which offers the most protection. They would be knowledgeable about the available policies and may also work in collaboration with international companies, offering you a larger range of options. Policies may be complex to read and understand, but a professional broker will ensure you don't get bitten by fine prints.

Buying insurance cover

How can you buy insurance? You may either choose to visit brokers in person or else contact them online. Some insurance covers can be quoted and bought online, and may even be renewed online on a yearly basis. Make sure you read the policy conditions and restrictions thoroughly to ensure the utmost protection when in need.

Opening a claim

If an unexpected eventuality just hit the fan, you'd need to open a claim. Claims can either be opened in person or online upon paying an excess fee (if applicable). As soon as an unexpected event occurs, forward all necessary information and documentation to the insurance broker, and they will take care of reimbursing you if you have the right policy. Some companies may have time limits till when you're allowed to open a claim so be cautious.

Which insurance broker should you book your insurance cover with?

What should you take into consideration when choosing an insurance broker? Check who offers the most cost-effective and protective cover with the most benefits, do some homework and check out reviews, inquire whether they offer a 24/7 support system and whether they offer online interactions and transactions. Get insurance quotes from different brokers to make sure you're getting the best deal possible. In the long run, you decide the level of cover you want.